Category: Financial Freedom

One of the things I didn’t expect after getting out of debt was how easy it would be to fall into the trap of lifestyle inflation. After years of pinching pennies, tracking every dollar, and cutting back on luxuries, I found myself with a little more breathing room financially. The debt was gone, I had…

After years of scraping by to pay off my debt, the thought of investing for the future seemed daunting. For so long, I was focused on making sure my bills were paid, eliminating my credit card balances, and handling the immediate financial stress of living paycheck to paycheck. It felt like retirement or investing for…

If there’s one thing I’ve learned through my journey of getting out of debt, it’s that life is unpredictable. Even though I’d finally freed myself from the weight of credit card bills, student loans, and other debts, I soon realized that the next step was just as important—building an emergency fund. It was tempting to…

Let’s talk about fear. It’s a big word, and it can stop you in your tracks—especially when it comes to something as personal and important as your finances. After working so hard to pay off debt, it’s easy to feel overwhelmed by the idea of creating a financial plan for the future. You might be…

I didn’t grow up with a lot of money, but I grew up with people who did what they could for each other. You helped if you could, no matter what. There was always someone who needed a little something until payday—$40 here, $100 there, groceries, rent help, a phone bill. When I started working…